Module 11

Insurance, Risk, and Estate Planning

Protect wealth and reduce future chaos.

01
Why Insurance Is Not an Investment
Learn why insurance exists for protection, not returns, and how confusing insurance with investing can hurt your long-term financial security.
02
Health Insurance Basics Explained
Understand how health insurance works, why medical costs cause financial crises, and how basic coverage protects you from long-term financial damage.
03
Life Insurance Explained Simply
Understand how life insurance works, why term insurance exists, and how to choose the right protection for your dependents without confusion.
04
Common Insurance Mistakes Explained
Learn the most common insurance mistakes people make, including underinsuring, overpaying, and buying complex policies that fail during real emergencies.
05
How Much Insurance Coverage Is Enough
Learn how to estimate the right amount of insurance coverage using human life value and why adequacy matters more than maximum coverage.
06
Estate Planning Basics: Wills and Nominations
Learn how wills and nominations work, why they matter, and how simple estate planning ensures your money reaches the right people without confusion.
07
Power of Attorney and Family Preparedness
Learn what power of attorney means, why incapacity planning matters, and how simple preparation helps families manage finances during emergencies.