We spend 10, 12, sometimes 15 years in school.
We learn algebra.
We learn trigonometry.
We learn how atoms work.
But nobody teaches us how to manage our own money.
Nobody teaches how to track expenses.
Nobody teaches how to save properly.
Nobody explains how people fall into debt.
Nobody teaches how to think about money.
And yet, money becomes part of our life almost immediately after school.
It feels strange, when you think about it.
School was not designed to teach this
Schools are designed to prepare you for employment.
They teach you how to qualify for a job.
But they don’t teach you how to manage the money you earn from that job.
Personal finance quietly becomes your responsibility, without ever being formally taught.
Most people learn it later.
Usually through experience.
And often through mistakes.
The problem is, those mistakes can stay with you for years
Many people spend without realizing how much they are spending.
Many people save less than they could.
Many people feel stress about money, not because they lack intelligence, but because they lack clarity.
Not knowing creates uncertainty.
Uncertainty creates stress.
And all of this is avoidable.
Personal finance is super important because it affects your entire life
Money affects your freedom.
Money affects your choices.
Money affects your peace of mind.
It affects where you live.
It affects what you can do.
It affects how secure you feel about the future.
When you understand your money, something changes.
You feel more in control.
You make decisions more calmly.
You stop avoiding it.
You start using it intentionally.
The good news is, personal finance is not complicated
It does not require complex formulas.
It starts with simple things.
Awareness.
Clarity.
And small, consistent decisions.
These small decisions, over time, can completely change your financial life.
This is one of the reasons Bookkist exists
To make personal finance simple.
To make it understandable.
And to make it accessible to anyone who wants to learn.
Because this is something everyone should have been taught.
But even if it wasn’t taught in school, it is never too late to learn.